Personal Loan for Self-employed Professionals (Documents Required)

• Proof of Identity (PAN Card) of residence Applicant & Co-Applicant.
• Proof of Address (Aadhaar Card or Passport) of residence Applicant & Co-Applicant.
• Business and Office Proof.
• Education Credential: degrees, diplomas, certificates, etc.
• Bank statements for last year.
• lT Returns of three years preceding the one in which loan is applied for.
• Photo of Applicant & Co-Applicant.

*Note: The list of documents required varies from bank-to-bank and financial institutes.

“GST Certificate”(for self employed) & “Bank Statement”

*Note: The list of documents required varies from bank-to-bank and financial in

Personal Loan for Salaried Individuals (Documents Required)

• Proof of Identity (PAN Card) of residence Applicant & Co-Applicant.
• Proof of Address (Aadhaar Card or Passport) of residence Applicant & Co-Applicant.
• Latest salary slips.
• Form-16 issued by the current employer.
• Bank statements for the last 3months (where the salary is credited)
• Proof of Job Continuity (employment certificate, certificate of experience or appointment letter from the current employer)
• Proof of Investment (fixed assets, shares, fixed deposit)
• Photo of Applicant & Co-Applicant.

*Should have a good CIBIL score.

*Note: The list of documents required varies from bank-to-bank and financial institutes.

Eligibility For Personal Loan

• The Applicant should be at least 21years of age or up to 65 years.
• The Applicant should be residing at the current place of residence for a minimum of 3 years.
• Salaried employees should have at least 3 years of work experience with the current employer.
• Self-employed applicants should be in the business for at least 3 years.

*Note: Different banks/financial institutes have different eligibility criteria.