Eligibility For Home Loan Balance Transfer

• For existing loans, there shouldn’t be any default on EMIs.
• At least 12 EMI on existing loan should be paid by the applicant.
• For ready property, registration should be completed.
• For under-construction property, the new lender must approve the project.

*Should have a good credit/loan history.

*Note: Different banks/financial institutes have different eligibility criteria.